{"id":7082,"date":"2025-04-10T14:11:25","date_gmt":"2025-04-10T12:11:25","guid":{"rendered":"https:\/\/ncrlawyers.com\/?p=7082"},"modified":"2025-08-04T15:38:12","modified_gmt":"2025-08-04T13:38:12","slug":"otvaranje-racuna-u-banci","status":"publish","type":"post","link":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/","title":{"rendered":"Vodi\u010d za otvaranje ra\u010duna u banci u Srbiji \u2013 dokumentacija i procedura"},"content":{"rendered":"\n<p>Otvaranje ra\u010duna u banci u Srbiji je nu\u017ean korak za fizi\u010dka i pravna lica prilikom mnogih procesa kao \u0161to je <a href=\"https:\/\/ncrlawyers.com\/sr\/otvaranje-firme-u-srbiji\/\"><strong>otvaranje firme u Srbiji<\/strong><\/a> ili pak apliciranje za vizui<a href=\"https:\/\/ncrlawyers.com\/sr\/privremeni-boravak-stranaca-srbija\/\"><strong>privremeni boravak po osnovu vlasni\u0161tva nad nepokretnosti u Srbiji<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<p>Nakon \u0161to registrujete firmu u Srbiji, neophodno je aplicirati i za otvaranje ra\u010duna u banci, \u0161to predstavlja nu\u017ean korak radi obavljanja finansijskih transakcija i poslovnih operacija. Tako\u0111e, u situaciji kada \u017eelite da pokrenete izvr\u0161ni <a href=\"https:\/\/ncrlawyers.com\/sr\/naplata-potrazivanja-u-srbiji\/\"><strong>postupak naplate potra\u017eivanja u Srbiji<\/strong><\/a>, a va\u0161a firma ima sedi\u0161te u drugoj dr\u017eavi, bi\u0107e neophodno da otvorite nerezidentni bankovni ra\u010dun, kako biste uop\u0161te mogli da podnesete predlog za izvr\u0161enje protiv du\u017enika.<\/p>\n\n\n\n<p>Dakle, postoje brojne situacije u kojima je neophodno pro\u0107i kroz proceduru otvaranja bankovnog ra\u010duna, kako za fizi\u010dka tako i za pravna lica, a u nastavku \u0107emo pojasniti sve nedoumice koje se mogu javiti u ovom procesu i kako mo\u017eete otvoriti ra\u010dun koji vam je potreban.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Vrste bankovnih ra\u010duna u Srbiji<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Rezidentni i nerezidentni ra\u010dun<\/h3>\n\n\n\n<p>Prva podela koju bismo istakli ti\u010de se vlasnika ra\u010duna, odnosno ra\u010dun u banci mo\u017ee otvoriti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>rezident: obuhvata privredno dru\u0161tvo sa sedi\u0161tem u Srbiji ili fizi\u010dko lice koje je dr\u017eavljanin Srbije;<\/li>\n\n\n\n<li>nerezident: obuhvata strano privredno dru\u0161tvo ili fizi\u010dko lice koje je strani dr\u017eavljanin.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dinarski i devizni ra\u010dun<\/h3>\n\n\n\n<p>Pored toga, mogu\u0107e je otvoriti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>dinarski ra\u010dun: kako i sam naziv sugeri\u0161e, u pitanju je teku\u0107i ra\u010dun za vr\u0161enje transakcija u dinarskoj valuti;<\/li>\n\n\n\n<li>devizni ra\u010dun: u pitanju je ra\u010dun stranih valuta (EUR, RUB, USD).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Teku\u0107i i depozitni ra\u010dun<\/h3>\n\n\n\n<p>Bankovni ra\u010dun mo\u017ee biti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>teku\u0107i ra\u010dun ili<\/li>\n\n\n\n<li>depozitni ra\u010dun.<\/li>\n<\/ul>\n\n\n\n<p>Teku\u0107i ra\u010dun je devizni ili dinarski ra\u010dun koji se koristi za vr\u0161enje platnih transakcija i za druge svrhe u vezi sa uslugama koje banke pru\u017eaju korisnicima platnih usluga.<\/p>\n\n\n\n<p>Depozitni ra\u010dun je devizni ili dinarski ra\u010dun koji se otvara na osnovu ugovora o depozitu i mo\u017ee biti po vi\u0111enju ili oro\u010den, sa ili bez otkaznog roka, namenski ili bez odre\u0111ene namene.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Zajedni\u010dki bankovni ra\u010duni<\/h3>\n\n\n\n<p>Tako\u0111e, postoje<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>zajedni\u010dki teku\u0107i ra\u010dun;<\/li>\n\n\n\n<li>zajedni\u010dki depozitni ra\u010dun.<\/li>\n<\/ul>\n\n\n\n<p>Zajedni\u010dki teku\u0107i ra\u010dun je teku\u0107i ra\u010dun koji banka vodi za dva rezidenta ili nerezidenta \u2013 nosioce tog ra\u010duna \u2013 ili za vi\u0161e njih, u skladu sa zakonom koji ure\u0111uje platne usluge i odredbama ove odluke.<\/p>\n\n\n\n<p>Zajedni\u010dki depozitni ra\u010dun je depozitni ra\u010dun koji banka vodi za dva fizi\u010dka lica \u2013 nosioce tog ra\u010duna \u2013 ili za vi\u0161e njih, u skladu sa odredbama ove odluke.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/vrste-bankovnih-racuna-srbija.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"vrste bankovnih ra\u010duna srbija\" class=\"wp-image-7093\" srcset=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/vrste-bankovnih-racuna-srbija.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/vrste-bankovnih-racuna-srbija.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/vrste-bankovnih-racuna-srbija.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/vrste-bankovnih-racuna-srbija.jpg?w=1380&amp;ssl=1 1380w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Procedura za otvaranje ra\u010duna u banci za fizi\u010dka lica<\/strong><\/h2>\n\n\n\n<p>Proces otvaranja bankovnog ra\u010duna uklju\u010duje slede\u0107e korake:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Izbor banke:<\/strong> Prvi korak je pronala\u017eenje banke koja odgovara va\u0161im potrebama.<\/li>\n\n\n\n<li><strong>Priprema i podno\u0161enje dokumentacije:<\/strong> Nakon \u0161to odaberete banku, slede\u0107i korak je priprema potrebne dokumentacije koju banka zahteva i njeno podno\u0161enje. U nekim bankama ovaj proces mo\u017ee biti obavljen putem punomo\u0107nika, odnosno advokata.<\/li>\n\n\n\n<li><strong>Aktivacija ra\u010duna:<\/strong> Nakon pregleda va\u0161e prijave, banka donosi odluku o otvaranju ra\u010duna. Nakon \u0161to banka odobri zahtev za otvaranje, va\u0161 ra\u010dun \u0107e biti aktiviran. Ovaj proces obi\u010dno traje do dve nedelje, u zavisnosti od banke i eventualnog dodatnog zahteva za dostavljanje informacija ili dokumentacije.<\/li>\n\n\n\n<li><strong>Pode\u0161avanje elektronskog bankarstva:<\/strong> Kada je va\u0161 ra\u010dun aktivan, mo\u017eete aktivirati elektronsko bankarstvo, ukoliko odabrana banka nudi tu opciju.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Dokumentacija koja je potrebna kako bi fizi\u010dka lica mogla otvoriti ra\u010dun u banci<\/strong><\/h2>\n\n\n\n<p>Dokumentaciju potrebnu za otvaranje ra\u010duna odre\u0111uje svaka poslovna banka, me\u0111utim postoje odre\u0111ena dokumenta koja se svakako moraju prilo\u017eiti, nezavisno od toga koja je banka u pitanju. Dodatno, dokumentacija koja se zahteva se razlikuje u odnosu na to da li je u pitanju dr\u017eavljanin Srbije ili strani dr\u017eavljanin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dokumentacija za otvaranje ra\u010duna za dr\u017eavljanina Srbije<\/h3>\n\n\n\n<p>Proces otvaranja bankovnog ra\u010duna za doma\u0107e dr\u017eavljane je poprili\u010dno jednostavan i prakti\u010dno svako fizi\u010dko lice mo\u017ee otvoriti ra\u010dun kada prikupi potrebnu dokumentaciju.<\/p>\n\n\n\n<p>Nakon odabira poslovne banke, neophodno je da prikupite dokumentaciju koju \u0107e banka svakako tra\u017eiti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Va\u017ee\u0107i identifikacioni dokument<\/strong>: Li\u010dna karta ili paso\u0161;<\/li>\n\n\n\n<li><strong>Kontakt telefon;<\/strong><\/li>\n\n\n\n<li><strong>Email adresa;<\/strong><\/li>\n\n\n\n<li><strong>Uplata depozita<\/strong>: Radi izdavanja platnih kartica banka mo\u017ee zahtevati uplatu po\u010detnog depozita;<\/li>\n\n\n\n<li><strong>Dodatna dokumentacija<\/strong>: Shodno internim politikama, banke mogu tra\u017eiti dostavu dodatne dokumentacije koja bi potvrdila osnov otvaranja ra\u010duna.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dokumentacija za otvaranje ra\u010duna za nerezidente<\/h3>\n\n\n\n<p>Nerezidentna fizi\u010dka lica mogu otvoriti bankovni ra\u010dun u Srbiji ukoliko ispune neophodne uslove. Prvi korak je izbor odgovaraju\u0107e banke za otvaranje ra\u010duna. Na\u0161 iskusni tim mo\u017ee vam pomo\u0107i da odaberete banku koja najbolje odgovara va\u0161im potrebama, u zavisnosti od svrhe otvaranja ra\u010duna.<\/p>\n\n\n\n<p>Dokumentacija koja se zahteva za otvaranje nerezidentnog ra\u010duna zavisi od odabrane banke, ali uobi\u010dajena dokumentacija uklju\u010duje:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Va\u017ee\u0107i identifikacioni dokument (paso\u0161):<\/strong> Za nerezidente paso\u0161 je osnovni dokument potreban za otvaranje ra\u010duna;<\/li>\n\n\n\n<li><strong>Beli karton;<\/strong><\/li>\n\n\n\n<li><strong>Podaci o adresi boravka;<\/strong><\/li>\n\n\n\n<li><strong>Email adresa;<\/strong><\/li>\n\n\n\n<li><strong>Srpski broj telefona;<\/strong><\/li>\n\n\n\n<li><strong>Izjava o poreklu sredstava:<\/strong> U skladu sa propisima o spre\u010davanju pranja novca, banka mo\u017ee tra\u017eiti dokaz o poreklu sredstava koja planirate da polo\u017eite na ra\u010dun;<\/li>\n\n\n\n<li><strong>Uplata depozita:<\/strong> Prilikom otvaranja ra\u010duna banka mo\u017ee zahtevati uplatu po\u010detnog depozita za izdavanje platnih kartica. Iznos varira, ali obi\u010dno je u pitanju manji iznos (oko 2.000 RSD, \u0161to je pribli\u017eno 18 EUR);<\/li>\n\n\n\n<li><strong>Dodatna dokumentacija:<\/strong> U zavisnosti od interne politike banke, mogu se tra\u017eiti dodatni dokumenti, potrebni za otvaranje i vo\u0111enje platnog ra\u010duna.<\/li>\n<\/ul>\n\n\n\n<p>Kao fizi\u010dko lice, niste u obavezi da otvorite nerezidentni ra\u010dun u Srbiji u svakom slu\u010daju. Me\u0111utim, ako planirate kupovinu nekretnine u Srbiji i apliciranje za privremeni boravak po tom osnovu, pre nego \u0161to prona\u0111ete odgovaraju\u0107u nekretninu i zaklju\u010dite kupoprodajni ugovor, bi\u0107e potrebno da aplicirate za otvaranje bankovnog ra\u010duna. To je neophodno jer se uplata kupoprodajne cene mora izvr\u0161iti sa va\u0161eg nerezidentnog ra\u010duna. U praksi, neke banke mogu tra\u017eiti predugovor o kupoprodaji nekretnine kao dokaz svrhe otvaranja ra\u010duna.<\/p>\n\n\n\n<p>Nerezidenti mogu otvoriti razli\u010dite vrste ra\u010duna u zavisnosti od svojih potreba:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dinarski ra\u010dun:<\/strong> Omogu\u0107ava dr\u017eanje sredstava u dinarima (RSD) i koristan je za svakodnevne transakcije u Srbiji, poput pla\u0107anja komunalija, zakupnine ili usluga.<\/li>\n\n\n\n<li><strong>Devizni ra\u010dun:<\/strong> Omogu\u0107ava otvaranje ra\u010duna u stranim valutama kao \u0161to su EUR, USD, GBP, CNY, RUB.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Poreski identifikacioni broj (PIB) za nerezidente<\/h3>\n\n\n\n<p>U nekim situacijama, nerezidentno lice mora pribaviti srpski poreski identifikacioni broj (PIB). Ovaj proces mo\u017ee biti sproveden preko punomo\u0107nika. Potrebna dokumentacija uklju\u010duje:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Punomo\u0107je:<\/strong> Mora biti na srpskom jeziku i overeno pe\u010datom advokata.<\/li>\n\n\n\n<li><strong>Dokaz o identitetu:<\/strong> Kopija paso\u0161a.<\/li>\n\n\n\n<li><strong>Izjava o potrebi dobijanja PIB-a:<\/strong> Ova izjava treba da sadr\u017ei ta\u010dan razlog zbog kog nerezident zahteva PIB \u2013 u slu\u010daju kupovine nekretnine, radi pla\u0107anja poreza.<\/li>\n\n\n\n<li><strong>Popunjen poreski obrazac:<\/strong> Obrazac PR-3 mora biti ispravno popunjen i predat Poreskoj upravi.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Procedura otvaranja ra\u010duna za pravna lica<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-dokumenti-i-procedura.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"otvaranje ra\u010duna dokumenti i procedura\" class=\"wp-image-7087\" srcset=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-dokumenti-i-procedura.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-dokumenti-i-procedura.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-dokumenti-i-procedura.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-dokumenti-i-procedura.jpg?w=1380&amp;ssl=1 1380w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Otvaranje bankovnog ra\u010duna za pravna lica, odnosno kompanije u Srbiji, predstavlja ne\u0161to slo\u017eeniji postupak u pore\u0111enju sa otvaranjem ra\u010duna za fizi\u010dka lica. Tako\u0111e, u zavisnosti od odabrane banke, potrebna dokumentacija mo\u017ee varirati, ali postoje odre\u0111eni dokumenti koji se svakako zahtevaju:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dokumenti o registraciji kompanije:<\/strong> Potrebno je dostaviti izvod iz zvani\u010dnog registra, odnosno registra Agencije za privredna dru\u0161tva za kompaniju osnovanu u Srbiji ili registra koji se vodi u stranoj dr\u017eavi ukoliko je u pitanju kompanija osnovana u stranoj dr\u017eavi. Drugi dokument koji je potrebno dostaviti jeste osniva\u010dki akt. Ukoliko su u pitanju dokumenta koja se odnose na strano privredno dru\u0161tvo, ovi dokumenti moraju biti prevedeni na srpski jezik od strane sudskog tuma\u010da.<\/li>\n\n\n\n<li><strong>Dokumentacija o vlasni\u010dkoj strukturi:<\/strong> Ve\u0107ina banaka zahteva dokumentaciju o vlasni\u010dkoj strukturi kompanije. Pored toga, banka mo\u017ee zahtevati i podatke o identitetu stvarnih vlasnika (UBO). Ukoliko je vlasni\u010dka struktura kompanije slo\u017eena, va\u017eno je pribaviti i dostaviti banci kompletnu dokumentaciju.<\/li>\n\n\n\n<li><strong>Poreski identifikacioni broj (PIB): <\/strong>Banka \u0107e zahtevati da pravno lice, bilo doma\u0107e ili strano, dostavi srpski poreski identifikacioni broj (PIB). <strong>Postupak za dobijanje PIB-a za stranu kompaniju mo\u017ee se sprovesti putem punomo\u0107nika, odnosno advokata. U tom slu\u010daju, potrebno je dostaviti slede\u0107e dokumente:<\/strong> <\/li>\n\n\n\n<li><strong>Punomo\u0107je:<\/strong> Ovla\u0161\u0107eno lice strane kompanije mora izdati punomo\u0107je za zastupanje u poreskom postupku pred Poreskom upravom.<\/li>\n\n\n\n<li><strong>Izvod iz registra strane kompanije:<\/strong> Originalni prevod izvoda overen od strane sudskog tuma\u010da, kao i kopija izvoda na jeziku dr\u017eave u kojoj je kompanija registrovana.<\/li>\n\n\n\n<li><strong>Izjava o potrebi dobijanja PIB-a:<\/strong> Ova izjava treba da sadr\u017ei ta\u010dne razloge zbog kojih strana kompanija tra\u017ei PIB \u2013 obi\u010dno je to otvaranje bankovnog ra\u010duna u svrhu odre\u0111enih poslovnih aktivnosti. Na primer, ukoliko kompanija \u017eeli da pokrene izvr\u0161ni postupak u Srbiji radi naplate potra\u017eivanja, to bi bio razlog koji treba navesti.<\/li>\n\n\n\n<li><strong>Popunjen poreski obrazac:<\/strong> Obrazac PR-1 mora biti ispravno popunjen i predat Poreskoj upravi.<\/li>\n\n\n\n<li><strong>Karton deponovanih potpisa:<\/strong> Ovaj dokument sadr\u017ei potpise osoba ovla\u0161\u0107enih za raspolaganje sredstvima na ra\u010dunima.<\/li>\n\n\n\n<li><strong>Izjava o izvoru sredstava:<\/strong> U skladu sa propisima o spre\u010davanju pranja novca, banka \u0107e tra\u017eiti izjavu o poreklu sredstava.<\/li>\n\n\n\n<li><strong>Po\u010detni depozit:<\/strong> U zavisnosti od banke, strana kompanija mo\u017ee biti u obavezi da uplati odre\u0111eni iznos kao po\u010detni depozit.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Tro\u0161kovi i naknade povezane sa otvaranjem i vo\u0111enjem bankovnog ra\u010duna<\/h2>\n\n\n\n<p>Pre nego \u0161to potpi\u0161ete ugovor o otvaranju ra\u010duna i otvorite bankovni ra\u010dun, savetujemo da pa\u017eljivo pregledate sve uslove i odredbe, kao i da se upoznate sa potencijalnim naknadama i tro\u0161kovima. Otvaranje bankovnog ra\u010duna u Srbiji (uklju\u010duju\u0107i nerezidentni bankovni ra\u010dun) je generalno besplatno, ali odre\u0111ene usluge i transakcije podrazumevaju specifi\u010dne naknade.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/racun-u-banci.jpg?resize=1024%2C681&#038;ssl=1\" alt=\"ra\u010dun u banci\" class=\"wp-image-7091\" srcset=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/racun-u-banci.jpg?resize=1024%2C681&amp;ssl=1 1024w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/racun-u-banci.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/racun-u-banci.jpg?resize=768%2C511&amp;ssl=1 768w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/racun-u-banci.jpg?w=1380&amp;ssl=1 1380w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Odr\u017eavanje bankovnog ra\u010duna u Srbiji<\/h3>\n\n\n\n<p>Naknada za odr\u017eavanje bankovnih ra\u010duna zavisi od poslovne banke i vrste ra\u010duna.<\/p>\n\n\n\n<p>Pored toga, postoje i druge naknade koje zavise od odabrane banke, kao \u0161to su tro\u0161kovi podizanja novca na bankomatima, e-banking, m-banking i naknade za transfer novca. Sve ove naknade treba proveriti direktno sa odabranom bankom, jer se struktura naknada razlikuje od banke do banke.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Naj\u010de\u0161\u0107a pitanja i odgovori u vezi sa otvaranjem bankovnog ra\u010duna u Srbiji<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1744286914064\"><strong class=\"schema-faq-question\"><strong>Da li je mogu\u0107e otvoriti ra\u010dun online, <strong>bez odlaska u banku<\/strong>?<\/strong><\/strong> <p class=\"schema-faq-answer\">Odre\u0111ene banke nude takvu mogu\u0107nost, ali ono \u0161to je korisno znati jeste i mogu\u0107nost otvaranja ra\u010duna u banci posredstvom punomo\u0107nika advokata.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744286928678\"><strong class=\"schema-faq-question\"><strong>Koliko traje proces otvaranja bankovnog ra\u010duna?<\/strong><\/strong> <p class=\"schema-faq-answer\">Vreme koje je potrebno za postupak otvaranja ra\u010duna u banci zavisi od politike i a\u017eurnosti svake poslovne banke, ali uobi\u010dajeno vreme potrebno za dono\u0161enje odluke je uobi\u010dajeno dve nedelje.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744286944437\"><strong class=\"schema-faq-question\"><strong>Koji su tro\u0161kovi otvaranja i vo\u0111enja ra\u010duna?<\/strong><\/strong> <p class=\"schema-faq-answer\">Podno\u0161enje zahteva za otvaranje ra\u010duna se ne napla\u0107uje ali postoje drugi tro\u0161kovi vezano za odr\u017eavanje ra\u010duna, izradu kartica i sli\u010dno, koji se razlikuju od banke do banke.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744286983824\"><strong class=\"schema-faq-question\"><strong>Da li nerezidenti mogu otvoriti bankovni ra\u010dun u Srbiji?<\/strong><\/strong> <p class=\"schema-faq-answer\">Nerezidenti (fizi\u010dka lica ali i kompanije) mogu otvoriti ra\u010dun u banci u Srbiji, a najefikasniji na\u010din za to jeste upravo preko punomo\u0107nika advokata. Ne\u0161to druga\u010dija dokumentacija se zahteva od klijenata u ovom slu\u010daju, ali trajanje procesa je isto kao sa doma\u0107im dr\u017eavljanima.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Zaklju\u010dak o otvaranju bankovnog ra\u010duna u Srbiji<\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/bankovni-racun.jpg?resize=1024%2C683&#038;ssl=1\" alt=\"bankovni ra\u010dun\" class=\"wp-image-7085\" srcset=\"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/bankovni-racun.jpg?resize=1024%2C683&amp;ssl=1 1024w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/bankovni-racun.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/bankovni-racun.jpg?resize=768%2C512&amp;ssl=1 768w, https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/bankovni-racun.jpg?w=1380&amp;ssl=1 1380w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>Otvaranje ra\u010duna u banci generalno nije komplikovan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima poslovne banke za koju ste se odlu\u010dili. Iskusni tim advokata iz <a href=\"https:\/\/ncrlawyers.com\/sr\/\"><strong>advokatske kancelarije za privredno pravo NCR Lawyers<\/strong><\/a> mo\u017ee pru\u017eiti svu neophodnu pravnu pomo\u0107 u ovom procesu, kao i ukazati na odre\u0111ene specifi\u010dnosti vezane za ovaj postupak.<\/p>\n\n\n\n<p><em>Ovaj \u010dlanak je isklju\u010divo informativne prirode i ne predstavlja pravni savet. Ukoliko su Vam potrebne dodatne informacije u vezi sa predmetnom temom, budite slobodni da nas kontaktirate putem imejla&nbsp;<\/em><a href=\"mailto:office@ncrlawyers.com\"><em>office@ncrlawyers.com<\/em><\/a><em>&nbsp;ili putem telefona +381677049551.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Otvaranje ra\u010duna u banci u Srbiji je nu\u017ean korak za fizi\u010dka i pravna lica prilikom mnogih procesa kao \u0161to je otvaranje firme u Srbiji ili pak apliciranje za vizuiprivremeni boravak po osnovu vlasni\u0161tva nad nepokretnosti u Srbiji. Nakon \u0161to registrujete firmu u Srbiji, neophodno je aplicirati i za otvaranje ra\u010duna u banci, \u0161to predstavlja nu\u017ean [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":7089,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[57],"tags":[305,309,306,307,304],"class_list":["post-7082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bankarstvo-finansije","tag-bankovni-racun","tag-otvaranje-bankovnog-racuna","tag-otvaranje-racuna","tag-otvaranje-racuna-u-banci","tag-racun-u-banci"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers<\/title>\n<meta name=\"description\" content=\"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/\" \/>\n<meta property=\"og:locale\" content=\"sr_RS\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers\" \/>\n<meta property=\"og:description\" content=\"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/\" \/>\n<meta property=\"og:site_name\" content=\"Advokatska kancelarija NCR Lawyers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NCRlawyers\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-10T12:11:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-04T13:38:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1709\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nemanja \u0106ur\u010di\u0107\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u043e\u0434\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nemanja \u0106ur\u010di\u0107\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u041f\u0440\u043e\u0446\u0435\u045a\u0435\u043d\u043e \u0432\u0440\u0435\u043c\u0435 \u0447\u0438\u0442\u0430\u045a\u0430\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 \u043c\u0438\u043d\u0443\u0442\u0430\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/\"},\"author\":{\"name\":\"Nemanja \u0106ur\u010di\u0107\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#\\\/schema\\\/person\\\/690d1e1b8bc06176e71c7b1ab2aef110\"},\"headline\":\"Vodi\u010d za otvaranje ra\u010duna u banci u Srbiji \u2013 dokumentacija i procedura\",\"datePublished\":\"2025-04-10T12:11:25+00:00\",\"dateModified\":\"2025-08-04T13:38:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/\"},\"wordCount\":2075,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1\",\"keywords\":[\"bankovni ra\u010dun\",\"otvaranje bankovnog ra\u010duna\",\"otvaranje ra\u010duna\",\"otvaranje ra\u010duna u banci\",\"ra\u010dun u banci\"],\"articleSection\":[\"Bankarstvo &amp; Finansije\"],\"inLanguage\":\"sr-RS\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#respond\"]}]},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/\",\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/\",\"name\":\"Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1\",\"datePublished\":\"2025-04-10T12:11:25+00:00\",\"dateModified\":\"2025-08-04T13:38:12+00:00\",\"description\":\"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286914064\"},{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286928678\"},{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286944437\"},{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286983824\"}],\"inLanguage\":\"sr-RS\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"sr-RS\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1\",\"width\":2560,\"height\":1709,\"caption\":\"otvaranje ra\u010duna u banci\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Vodi\u010d za otvaranje ra\u010duna u banci u Srbiji \u2013 dokumentacija i procedura\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#website\",\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/\",\"name\":\"NCR Lawyers\",\"description\":\"Commercial law firm\",\"publisher\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"sr-RS\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#organization\",\"name\":\"Advokatska kancelarija NCR lawyers\",\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sr-RS\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/ncr-logo-1-2.png?fit=988%2C706&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/ncrlawyers.com\\\/wp-content\\\/uploads\\\/2021\\\/02\\\/ncr-logo-1-2.png?fit=988%2C706&ssl=1\",\"width\":988,\"height\":706,\"caption\":\"Advokatska kancelarija NCR lawyers\"},\"image\":{\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/NCRlawyers\",\"https:\\\/\\\/www.instagram.com\\\/ncrlawyers\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/ncr-lawyers\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/#\\\/schema\\\/person\\\/690d1e1b8bc06176e71c7b1ab2aef110\",\"name\":\"Nemanja \u0106ur\u010di\u0107\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"sr-RS\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g\",\"caption\":\"Nemanja \u0106ur\u010di\u0107\"},\"description\":\"Nemanja je advokat i osniva\u010d advokatske kancelarije NCR lawyers. Pored toga, Nemanja se nalazi i na stalnoj listi arbitara Produktne berze u Novom Sadu, a ujedno je i \u010dlan Beogradskog arbitra\u017enog centra\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/nemanja-uri\\\/\"]},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286914064\",\"position\":1,\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286914064\",\"name\":\"Da li je mogu\u0107e otvoriti ra\u010dun online, bez odlaska u banku?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Odre\u0111ene banke nude takvu mogu\u0107nost, ali ono \u0161to je korisno znati jeste i mogu\u0107nost otvaranja ra\u010duna u banci posredstvom punomo\u0107nika advokata.\",\"inLanguage\":\"sr-RS\"},\"inLanguage\":\"sr-RS\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286928678\",\"position\":2,\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286928678\",\"name\":\"Koliko traje proces otvaranja bankovnog ra\u010duna?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Vreme koje je potrebno za postupak otvaranja ra\u010duna u banci zavisi od politike i a\u017eurnosti svake poslovne banke, ali uobi\u010dajeno vreme potrebno za dono\u0161enje odluke je uobi\u010dajeno dve nedelje.\",\"inLanguage\":\"sr-RS\"},\"inLanguage\":\"sr-RS\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286944437\",\"position\":3,\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286944437\",\"name\":\"Koji su tro\u0161kovi otvaranja i vo\u0111enja ra\u010duna?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Podno\u0161enje zahteva za otvaranje ra\u010duna se ne napla\u0107uje ali postoje drugi tro\u0161kovi vezano za odr\u017eavanje ra\u010duna, izradu kartica i sli\u010dno, koji se razlikuju od banke do banke.\",\"inLanguage\":\"sr-RS\"},\"inLanguage\":\"sr-RS\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286983824\",\"position\":4,\"url\":\"https:\\\/\\\/ncrlawyers.com\\\/sr\\\/otvaranje-racuna-u-banci\\\/#faq-question-1744286983824\",\"name\":\"Da li nerezidenti mogu otvoriti bankovni ra\u010dun u Srbiji?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Nerezidenti (fizi\u010dka lica ali i kompanije) mogu otvoriti ra\u010dun u banci u Srbiji, a najefikasniji na\u010din za to jeste upravo preko punomo\u0107nika advokata. Ne\u0161to druga\u010dija dokumentacija se zahteva od klijenata u ovom slu\u010daju, ali trajanje procesa je isto kao sa doma\u0107im dr\u017eavljanima.\",\"inLanguage\":\"sr-RS\"},\"inLanguage\":\"sr-RS\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers","description":"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/","og_locale":"sr_RS","og_type":"article","og_title":"Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers","og_description":"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke","og_url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/","og_site_name":"Advokatska kancelarija NCR Lawyers","article_publisher":"https:\/\/www.facebook.com\/NCRlawyers","article_published_time":"2025-04-10T12:11:25+00:00","article_modified_time":"2025-08-04T13:38:12+00:00","og_image":[{"width":2560,"height":1709,"url":"https:\/\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg","type":"image\/jpeg"}],"author":"Nemanja \u0106ur\u010di\u0107","twitter_card":"summary_large_image","twitter_misc":{"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u043e\u0434":"Nemanja \u0106ur\u010di\u0107","\u041f\u0440\u043e\u0446\u0435\u045a\u0435\u043d\u043e \u0432\u0440\u0435\u043c\u0435 \u0447\u0438\u0442\u0430\u045a\u0430":"9 \u043c\u0438\u043d\u0443\u0442\u0430"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#article","isPartOf":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/"},"author":{"name":"Nemanja \u0106ur\u010di\u0107","@id":"https:\/\/ncrlawyers.com\/sr\/#\/schema\/person\/690d1e1b8bc06176e71c7b1ab2aef110"},"headline":"Vodi\u010d za otvaranje ra\u010duna u banci u Srbiji \u2013 dokumentacija i procedura","datePublished":"2025-04-10T12:11:25+00:00","dateModified":"2025-08-04T13:38:12+00:00","mainEntityOfPage":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/"},"wordCount":2075,"commentCount":0,"publisher":{"@id":"https:\/\/ncrlawyers.com\/sr\/#organization"},"image":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1","keywords":["bankovni ra\u010dun","otvaranje bankovnog ra\u010duna","otvaranje ra\u010duna","otvaranje ra\u010duna u banci","ra\u010dun u banci"],"articleSection":["Bankarstvo &amp; Finansije"],"inLanguage":"sr-RS","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#respond"]}]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/","url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/","name":"Otvaranje ra\u010duna u banci Srbija - vodi\u010d, dokumenta, procedura | Advokatska kancelarija NCR Lawyers","isPartOf":{"@id":"https:\/\/ncrlawyers.com\/sr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#primaryimage"},"image":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1","datePublished":"2025-04-10T12:11:25+00:00","dateModified":"2025-08-04T13:38:12+00:00","description":"Otvaranje ra\u010duna u banci u Srbiji generalno nije zahtevan proces, ali je va\u017eno da dokumentacija bude kompletna i u skladu sa zahtevima banke","breadcrumb":{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286914064"},{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286928678"},{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286944437"},{"@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286983824"}],"inLanguage":"sr-RS","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/"]}]},{"@type":"ImageObject","inLanguage":"sr-RS","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#primaryimage","url":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1","contentUrl":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1","width":2560,"height":1709,"caption":"otvaranje ra\u010duna u banci"},{"@type":"BreadcrumbList","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ncrlawyers.com\/sr\/"},{"@type":"ListItem","position":2,"name":"Vodi\u010d za otvaranje ra\u010duna u banci u Srbiji \u2013 dokumentacija i procedura"}]},{"@type":"WebSite","@id":"https:\/\/ncrlawyers.com\/sr\/#website","url":"https:\/\/ncrlawyers.com\/sr\/","name":"NCR Lawyers","description":"Commercial law firm","publisher":{"@id":"https:\/\/ncrlawyers.com\/sr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ncrlawyers.com\/sr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"sr-RS"},{"@type":"Organization","@id":"https:\/\/ncrlawyers.com\/sr\/#organization","name":"Advokatska kancelarija NCR lawyers","url":"https:\/\/ncrlawyers.com\/sr\/","logo":{"@type":"ImageObject","inLanguage":"sr-RS","@id":"https:\/\/ncrlawyers.com\/sr\/#\/schema\/logo\/image\/","url":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2021\/02\/ncr-logo-1-2.png?fit=988%2C706&ssl=1","contentUrl":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2021\/02\/ncr-logo-1-2.png?fit=988%2C706&ssl=1","width":988,"height":706,"caption":"Advokatska kancelarija NCR lawyers"},"image":{"@id":"https:\/\/ncrlawyers.com\/sr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/NCRlawyers","https:\/\/www.instagram.com\/ncrlawyers\/","https:\/\/www.linkedin.com\/company\/ncr-lawyers"]},{"@type":"Person","@id":"https:\/\/ncrlawyers.com\/sr\/#\/schema\/person\/690d1e1b8bc06176e71c7b1ab2aef110","name":"Nemanja \u0106ur\u010di\u0107","image":{"@type":"ImageObject","inLanguage":"sr-RS","@id":"https:\/\/secure.gravatar.com\/avatar\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/164dd1224cf20df747427a2311b5f9cd044c1df4ebc6289ae94ec1fadfa027bd?s=96&d=mm&r=g","caption":"Nemanja \u0106ur\u010di\u0107"},"description":"Nemanja je advokat i osniva\u010d advokatske kancelarije NCR lawyers. Pored toga, Nemanja se nalazi i na stalnoj listi arbitara Produktne berze u Novom Sadu, a ujedno je i \u010dlan Beogradskog arbitra\u017enog centra","sameAs":["https:\/\/www.linkedin.com\/in\/nemanja-uri\/"]},{"@type":"Question","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286914064","position":1,"url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286914064","name":"Da li je mogu\u0107e otvoriti ra\u010dun online, bez odlaska u banku?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Odre\u0111ene banke nude takvu mogu\u0107nost, ali ono \u0161to je korisno znati jeste i mogu\u0107nost otvaranja ra\u010duna u banci posredstvom punomo\u0107nika advokata.","inLanguage":"sr-RS"},"inLanguage":"sr-RS"},{"@type":"Question","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286928678","position":2,"url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286928678","name":"Koliko traje proces otvaranja bankovnog ra\u010duna?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Vreme koje je potrebno za postupak otvaranja ra\u010duna u banci zavisi od politike i a\u017eurnosti svake poslovne banke, ali uobi\u010dajeno vreme potrebno za dono\u0161enje odluke je uobi\u010dajeno dve nedelje.","inLanguage":"sr-RS"},"inLanguage":"sr-RS"},{"@type":"Question","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286944437","position":3,"url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286944437","name":"Koji su tro\u0161kovi otvaranja i vo\u0111enja ra\u010duna?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Podno\u0161enje zahteva za otvaranje ra\u010duna se ne napla\u0107uje ali postoje drugi tro\u0161kovi vezano za odr\u017eavanje ra\u010duna, izradu kartica i sli\u010dno, koji se razlikuju od banke do banke.","inLanguage":"sr-RS"},"inLanguage":"sr-RS"},{"@type":"Question","@id":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286983824","position":4,"url":"https:\/\/ncrlawyers.com\/sr\/otvaranje-racuna-u-banci\/#faq-question-1744286983824","name":"Da li nerezidenti mogu otvoriti bankovni ra\u010dun u Srbiji?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Nerezidenti (fizi\u010dka lica ali i kompanije) mogu otvoriti ra\u010dun u banci u Srbiji, a najefikasniji na\u010din za to jeste upravo preko punomo\u0107nika advokata. Ne\u0161to druga\u010dija dokumentacija se zahteva od klijenata u ovom slu\u010daju, ali trajanje procesa je isto kao sa doma\u0107im dr\u017eavljanima.","inLanguage":"sr-RS"},"inLanguage":"sr-RS"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ncrlawyers.com\/wp-content\/uploads\/2025\/04\/otvaranje-racuna-u-banci-scaled.jpg?fit=2560%2C1709&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/posts\/7082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/comments?post=7082"}],"version-history":[{"count":0,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/posts\/7082\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/media\/7089"}],"wp:attachment":[{"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/media?parent=7082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/categories?post=7082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ncrlawyers.com\/sr\/wp-json\/wp\/v2\/tags?post=7082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}